Start by making the chipotle crema by mixing all sauce ingredients together in a bowl.
1 tbs Mexican crema, 1 tbs mayonnaise, 3-4 chipotle peppers in adobo, finely chopped, 1/4 tsp ground cumin
Next, heat the canola oil over medium heat in a large non-stick skillet until shimmering, ~3 minutes.
1 tbsp vegetable oil
While the oil is heating up, assemble your burritos. Add 1/4 cup of warm refried beans to the bottom third of your burrito. Next layer on top a 1/4 cup of warmed, cooked rice. Add 2 tablespoons shredded cheese, and 1/4 portion of the chipotle crema.
1 cup warm refried beans, 1 cup warm, cooked rice, 1/2 cup shredded cheese, 4 large flour tortillas
Fold the bottom of the tortilla over the ingredients, them fold the side flaps towards the center. Roll the burrito towards the open end of the tortilla, ensuring that the sides of the tortilla are tucked in so all ingredients are inside the tortilla packet.
Repeat the previous 2 steps for each remaining burrito.
Place the burritos in the warm skillet, seam side down. Toast the burritos on all sides until the tortilla is slightly golden brown and crunchy. Serve immediately.